by Let’s face it, when people think of beach towns in California, they image million-dollar bungalows and Malibu homes. However, not every address with a view of the ocean is incredibly expensive.
2025 is your chance if you’ve been dreaming of a beachside lifestyle with surf and sand without breaking the bank. There are still affordable beach towns under $700K that are peaceful, walkable, and have a true sense of community. These five are important to know.
Price of a median home: around $550,000
Oceano is a quiet, walkable neighborhood that is just a short distance from the ocean, sandwiched between Pismo Beach and Grover Beach. Bonus: Some of the state’s best off-roading and sand-surfing experiences can be had at the adjacent Oceano Dunes.
The combination of easy access to the Central Coast lifestyle and laid-back beach living makes it a winner.
Price of a median home: around $600,000.
A picture-perfect fishing community with views of the harbor and Morro Rock. It is perfect for creatives and retirees looking for tranquility, local farmers markets, and kayaking.
Reasons for success: Affordable joy combined with scenic surroundings and a quaint downtown area equals laid-back life.
Price of a median home: around $375,000.
This eccentric North Coast treasure is defined by its robust arts scene, misty redwood forests, and historic Victorian mansions. Although there is more fog than sun, there is no denying its allure (and affordability).
Why it’s a winner: This seaside town in California is unquestionably the most reasonably priced, with distinctive architecture and a vibrant culture.
Price of a median home: around $675,000.
The most affordable beach community close to San Diego. IB is becoming as a wise choice for first-time buyers and city workers because to its growing boardwalk, better infrastructure, and steady surf culture.
Reasons for success: Reasonably priced beach access close to all that San Diego has to offer.
Price of a median home: around $450,000
Fort Bragg, which is well-known for its Glass Beach, pine-lined bluffs, and rocky coastline, is ideal for individuals who enjoy the outdoors and don’t need the SoCal climate to enjoy beach life.
Why it’s a win: Community, privacy, and scenery at a fraction of the price.
The Reasons These Seaside Communities Make Sense in 2025
Living expenses are lower than in conventional coastal urban areas.Beach access combined with walkable downtownsCommunities that are conducive to remote workAn opportunity to buy in previously rental regions
These cities demonstrate that, with the correct approach, the ideal is still attainable in a state where a beach house often costs $1 million.
Living by the Sea Without Paying the Luxury Tax
Malibu wealth does not necessarily equate to being close to the coast. Better lifestyles, more affordable prices, and more space for expansion are what these towns have to offer. California still offers a seaside corner for you, whether you are contemplating your final move or making your first one.
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